These Terms & Conditions (“Terms”) govern your access to and use of the services provided by Estien Capital Limited (“Estien Capital”, “we”, “us”, “our” or “the Company”).
By accessing our website, mobile application, digital platforms, or by investing in any of our products, you confirm that you have read, understood, and agreed to be bound by these Terms, together with our Protection and Privacy Statement, Risk Disclosure, and any supplementary agreements provided to you.
If you do not agree with these Terms, you must not use our services.
Eligibility
To use our services, you must:
- Be at least 18 years old;
- Have full legal capacity to enter into binding contracts;
- Provide accurate and complete information during onboarding;
- Comply with all applicable laws and regulations
We reserve the right to refuse or terminate services where eligibility requirements are not met.
Scope of Services
Estien Capital provides digital asset investment management, portfolio management, and advisory services. Investments may include cryptocurrencies, tokenized assets, blockchain-related equities, and other digital asset instruments. We do not guarantee returns, capital preservation, or performance outcomes.
Client Onboarding and KYC
All clients are subject to mandatory Know Your Customer (KYC), Anti-Money Laundering (AML), and Counter-Terrorism Financing (CTF) checks in line with applicable laws and regulatory requirements.
Failure to complete or maintain compliant documentation may result in suspension or termination of services.
Investment Instructions
All investment instructions provided through our platforms or communication channels are deemed final once confirmed. You are responsible for ensuring the accuracy of instructions before submission.
We may rely on electronic instructions unless we reasonably believe they are unauthorized or fraudulent.
Mandatory 6-Month Lock-In Period
Lock-In Requirement
All investment products offered by Estien Capital are subject to a mandatory lock-in period of six (6) months, commencing from the date the investment funds are received and allocated.
Restrictions During Lock-In
During the lock-in period:
- No withdrawals, redemptions, transfers, or partial exits are permitted;
- Investments cannot be pledged, assigned, or transferred to third parties;
- Requests for early termination will not be honored except where required by law or regulatory directive.
Purpose of Lock-In
The lock-in period is designed to:
- Support portfolio strategy execution;
- Manage liquidity risk;
- Protect investor interests during market volatility.
Post Lock-In
After the lock-in period lapses, withdrawals or redemptions may be requested subject to:
- Applicable notice periods;
- Portfolio liquidity conditions;
- Compliance and verification requirements; and
- Any applicable fees or taxes.
Fees and Charges
Management fees, performance fees, transaction costs, and other applicable charges shall be disclosed separately and may vary depending on the investment product.
Fees are non-refundable once charged unless required by law.
Risk Disclosure
You acknowledge that:
- Digital assets are volatile;
- Past performance is not indicative of future results;
- You may lose part or all of your invested capital;
- Regulatory, technological, market, and liquidity risks exist.
You confirm that you understand these risks and have made an independent decision to invest.
Suspension and Termination
We may suspend or terminate your account where:
- You breach these Terms;
- Regulatory or legal obligations require it;
- Fraud, misuse, or unlawful activity is suspected;
- Required information is not provided or updated.
Termination does not affect obligations incurred prior to termination, including the lock-in period where applicable.
Data Protection
Personal data is processed in accordance with our Protection and Privacy Statement, which forms an integral part of these Terms.
Amendments
We may amend these Terms from time to time. Updated versions will be published on our platforms, and continued use of our services constitutes acceptance of the revised Terms.
Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the Republic of Kenya. Any disputes shall be subject to the exclusive jurisdiction of Kenyan courts, unless otherwise agreed.
Complaints and Dispute Resolution
Clients may lodge complaints through our official communication channels. We aim to resolve complaints fairly, promptly, and transparently. Regulatory escalation rights remain unaffected.
Estien Capital – Terms & Conditions
